Insurance for US–Mexico cross-border commerce.

Why this matters for Cross-Border (Tijuana)

The San Diego–Tijuana corridor is the dominant US–Mexico commercial zone post-USMCA. But US insurance policies do not extend liability south of the border beyond 25 miles, and Mexican law treats most traffic accidents as felonies authorities can detain driver and vehicle until financial responsibility is proven. Operating without Mexican-admitted coverage is a compliance disaster waiting to happen.

Key exposures we build coverage for

• Mexico auto liability From Mexican-admitted insurers the only form of coverage Mexican authorities recognize.
• Cargo insurance Covers goods in transit cross-border.
• Trailer interchange For fleets that swap trailers between US and Mexican tractors.
• US-compliant base policy Your domestic commercial auto still needs to satisfy California and lender requirements.
• Cross-border fleet riders Continuous coverage structures for drivers who cross daily.

Why Simple Lane

This is a specialty line most San Diego brokers avoid. We’ve built relationships with the key Mexican-admitted carriers, so we can quote fleets, single-rig operators, and maquiladora-servicing businesses without sending you on a scavenger hunt.