Insurance for San Diego’s biotech and tech startups.

Why this matters for Biotech & Tech Startups

San Diego’s biotech and tech corridor Sorrento Valley, Sorrento Mesa, Torrey Pines, UTC, Scripps generates $56B in economic output. Seed and Series A startups here are too small for Marsh or Aon but too complex for a solo agent without tech expertise. That’s exactly where we fit.

Key exposures we build coverage for

• Professional Liability (E&O) For service, consulting, and SaaS errors that cause client financial loss.
• Directors & Officers (D&O) Required by most institutional investors; protects the board and officers personally.
• Cyber liability Data breaches, ransomware, customer notification table stakes for any company handling data.
• Product liability For hardware, medical devices, consumer products, and life-science deliverables.
• Tech BOP + equipment Property coverage sized for lab equipment, servers, and specialty lab build-outs.
• Key-person life insurance Investor-requested coverage on founders and critical scientific staff.

Why Simple Lane

We work alongside your VC, general counsel, and CFO to stack coverage correctly for each funding round so underwriting doesn’t surprise you at the Series B.